Solutions · Banking & Lending

Bank-grade verification and AML, without the integration pain

KYC, KYB, AML and explainable decisioning for banks and lenders — with data residency, audit trails and the controls compliance teams require.

In short — Certivant gives banks and lenders KYC, KYB and AML screening with explainable decisioning, customer risk ratings, data-residency choice and a tamper-evident audit trail.

Why banks and lenders choose Certivant

Controls, evidence and explainability.

KYC & KYB

Verify individuals and businesses with full document and biometric checks.

AML screening

Sanctions, PEP and adverse media with continuous monitoring.

Risk ratings

Assign customer risk ratings that drive monitoring frequency.

Policy controls

No-code policies with read-only defaults and approvals.

Data residency

Keep data in Canada, EU or US to meet your obligations.

Audit trail

Hash-chained, tamper-evident records of every decision.

How it works

Verify, rate, decide.

Verify

Run KYC and KYB on customers and businesses.

Rate

Assign a customer risk rating from the signals collected.

Decide

Auto-decide against policy with a defensible audit trail.

Frequently asked questions

Do you support data residency?

Yes. You can choose to keep data in Canada, the EU or the US.

Are decisions explainable?

Yes. Every decision exposes the factors behind it and is recorded in a tamper-evident audit trail.

Can we control who edits policy?

Yes. Default policies are read-only and policy changes can be governed by your controls.

Bring bank-grade verification to your stack

See Certivant for banking — start free or book a demo.